Blog Posts from Insurance Direct
Car Insurance Rates in Florida
How Are Car Insurance Rates Calculated? Car insurance rates in Florida are calculated using a number of factors, including the driver's age, gender, past driving records, and the type of car they drive. The cost of insurance
Car Insurance Deductibles and How They Work
What Is a Deductible In Car Insurance? A deductible is the amount of money that you are responsible for paying out of pocket before your insurance company will cover the rest. This is a type of out-of-pocket expense.
How to Switch Car Insurance
How to Switch Car Insurance and Why You Should The process of switching car insurance is a daunting task, with every insurance company offering different rates, and each time your credit suffers a soft pull. This all
Do Car Mods or Tune Ups Increase My Auto Insurance?
Car Insurance For Car Mods Car mods are the perfect way for drivers to personalize their vehicles or add features that increase the car's capabilities. These are also essential to disabled individuals who add modifications to increase ease
Car Insurance Claims in Florida
When Should You Not Submit A Car Insurance Claim? While filing car insurance claims can save you plenty of money in the short term, there are times when not filing a claim. Accidents that did not involve another
When Car Insurance Denies a Claim
When Car Insurance Denies a Claim and What You Can Do About It?What is an Insurance Claim?An insurance claim is a request for compensation from an insurance company, typically following damage or injury.The process of filing an insurance
Defensive Driving Discount in Florida
What is the Defensive Driving Discount in Florida? The Defensive Driving Discount is a discount that Florida drivers can get on their car insurance. The discounts are available to Florida drivers who complete a state-approved defensive driving
Food Truck Insurance in Florida Is Important, Here’s Why
What is the Benefit of Food Truck Insurance? The food truck industry is growing by leaps and bounds, with an estimated 2,000 new trucks launching each year. Unfortunately, this growth has come with a price. According to
New Trends in Restaurant Insurance
The Guide to Insurance Premiums for Small RestaurantsThe Guide to Small Restaurant Insurance s is a comprehensive guide to help small businesses understand the different types of premiums they can offer their customers. This guide covers everything from
Construction Insurance for Your Business in Florida
What Kind of Construction Insurance Do You Need? Construction insurance in Florida works the same as in most other states. Simply put, is a type of insurance that protects the interests of contractors, subcontractors, and property owners.
Comprehensive and Collision Coverage in Florida
What is Comprehensive and Collision Coverage? Comprehensive and collision coverage is a type of insurance coverage that protects you from a multitude of incidents. Comprehensive coverage pays for damages to your vehicle and its occupants in the
Types of Auto Insurance Coverages in Florida
In the State of Florida, many coverages can keep you and your vehicle safe, but only two are required by law. These required insurance coverages are PIP (Personal Injury Protection) and PDL (Property Damage Liability). All other coverages
Errors & Omissions Insurance and How it Protects Your Business
What is Errors & Omissions Insurance? Error & Omissions Insurance is a type of insurance that helps protect professionals from the errors they make in their work. It is often called E&O insurance, and it can be used
Usage-Based Car Insurance
Usage-based car insurance is becoming popular among leading insurance companies because it is the most effective means of calculating insurance prices based on driving habits and patterns. They monitor your habits by attaching their GPS tracking device that
Do I need an International Drivers License When Visiting Florida?
How to Get an International Drivers License?In order to drive abroad, you will need an International Driving Permit. The IDP is a translation of your driving license from your country of residence and is valid for one year.The