Blog Posts from Insurance Direct
Usage-Based Car Insurance
Usage-based car insurance is becoming popular among leading insurance companies because it is the most effective means of calculating insurance prices based on driving habits and patterns. They monitor your habits by attaching their GPS tracking device that
Do I need an International Drivers License When Visiting Florida?
How to Get an International Drivers License?In order to drive abroad, you will need an International Driving Permit. The IDP is a translation of your driving license from your country of residence and is valid for one year.The
Auto Insurance Scores – How They Affect Your Car Insurance Rates
What is an Auto Insurance Score? An auto insurance score is a rating system for drivers that uses a variety of factors to calculate their risk of not paying their auto insurance. This is done by looking at
Car Insurance Discounts and Savings
Car insurance can be expensive, but there are so many ways to save money on your premium. Some of these discounts aren’t publicly advertised or lesser known discounts. You might ask yourself, how low can my auto
New Car Insurance Technology
Why the Auto Insurance Industry is Changing? The car insurance industry is in the middle of a radical transformation in terms of technology. It is being driven by technological innovation, which is leading to new products, new
Auto Insurance and Car Erosion Near Beaches
What is Car Erosion Near Beaches? Car erosion near beaches in Florida is a coastal erosion process that occurs from the sun and salt damage that oxidizes the inside of your car. The process of car erosion
Does Car Insurance Cover Potholes in Florida?
Does Car Insurance Cover Potholes in Florida? Let’s face it, some roads in Tampa Bay are in desperate need of new paving. These roads are sometimes littered with dangerous potholes that can have extreme consequences for your
Florida’s Home Insurance Problems
The Current State of The Florida Home Insurance Many insurance companies across Florida are scrambling to leave the state, leaving people uninsured. They have dropped thousands of policyholders as the cost/benefit incentive for these private insurance companies
Benefits of Using a Car Insurance Broker
Why You Should Consider Using an Insurance Broker When you need to find an auto insurance broker, you might think that it would be better to work with a company that has been in the business for
How Expensive is Commercial Auto Insurance in Florida?
What is Commercial Auto Insurance? Commercial auto insurance is a type of insurance that covers vehicles used for commercial purposes. Commercial auto insurance can be used to cover any business or organization that owns a vehicle and
Florida General Liability Insurance
What is Florida General Liability Insurance? Florida General Liability Insurance is an insurance policy that covers the insured for any legal repercussions arising from their activities. The policy protects against claims of bodily injury or property damage, which
Commercial Auto Insurance for Moving Businesses
Introduction to Commercial Auto Insurance for Moving Businesses Commercial auto insurance for moving businesses is a type of insurance that covers the cost of damage to or loss of a vehicle. It is a specialized type of
Mechanical Breakdown Insurance – Coverage for Car Repairs
In the State of Florida, mechanical breakdown insurance is a commonly misunderstood insurance that is confused with other similar coverages. Is Mechanical Breakdown Insurance Worth It in Florida? When considering purchasing mechanical breakdown insurance, there are many factors
How To Avoid And Prevent False Insurance Claims Fraud
The Hidden Costs of False Insurance Claims In the U.S., car insurance fraud costs Americans $40 billion annually. The hidden costs of false insurance claims include paying for the uninsured, higher premiums, and more expensive care. The
Uninsured Motorist Coverage in Florida
Who Pays For Car Damage in Florida? Since Florida is a no-fault state, the insurance company will pay out your damages with your property damage liability when you get into an accident in the State of Florida.