Now that you get your brand new driver license and you are behind the wheel, you have to start thinking about full coverage car insurance. First-time driver insurance can be costly. Car insurance for college students, teenagers, and new drivers tends to be quite expensive. Young drivers make up 18% of the licensed drivers in the United States and are typically viewed by all insurers as the riskiest and costliest group of drivers to insure. But don’t worry, there are opportunities to save if you get a free online quote from our website or call our professional insurance agents 813-849-7000 to give you the right quote.
Giving a teenager their first car key can be stressful because you don’t have control when your child climbs behind the wheel.
Car accidents are the number one cause of death among teens in the U.S., so when it comes to driving, the majority of parental fears are warranted. It’s also important to remember to communicate the seriousness of the sudden responsibility. The government experts are committed to making teen driving safer. Also encouraging parents to have a sit-down discussion with their children before they start driving. To help make that conversation a little easier, Florida Department of Highway Safety and Motor Vehicles has provided some important safety tips.
How to get cheap car insurance for teens and young drivers.
Seatbelt
Teenagers are more likely to shuffle through their smartphone in search of a suitable song before they think about putting on their seatbelt. Be clear that fastening your seatbelt should be the very first thing you do when you go in the car before keys are even in the ignition.
NO Texting!
There are enough distractions outside of the vehicle, so please explain the importance of paying strict attention to the road at ALL times. Cell phones, music, passengers and pets can be huge distractions, especially texting. Every second a teen takes their eyes off the road could be an opportunity for a terrible accident. So never use the phone when driving. Due to the big number of accidents that are related to using the phone while driving, jurisdictions have made the use of the phone while driving illegal. Many jurisdictions have enacted laws to ban handheld mobile phone use when driving a vehicle.
Drinking alcohol and driving
No one under the age of 21 should be drinking alcohol. But teens will be teens, so emphasize the necessity of always having a designated driver. Make sure they understand the law and it’s never too late to call for a ride home. If you do a car accident and you are drunk you will get a DUI ticket and you may need to file SR-22 or FR-44 certificate.
Defensive driving
New drivers should be very sensitive to all surroundings since they’re still developing basic driving skills and habits. Teach teenagers to watch out for other drivers and be aware of their reactions to avoid collisions.
Penalties
Discuss the fines associated with tickets and violations. Share a personal experience you had getting a ticket and sitting in traffic court. Let them know that they will be responsible for any monetary repercussions or other consequences.
Roadside emergencies and car maintenance
Go over what to do and whom to call in an emergency. Do they have roadside assistance and auto insurance for teens readily available? Make sure they know not to lose that information, it’s best to always keep it in the car. Introduce them to basic car maintenance, by taking them for regular oil changes, tire rotations, and car inspections. That way, they can start scheduling their own appointments when necessary.
Engage in this conversation often to drive these points and help teens make good decisions. This way you can get cheap car insurance for teens, young drivers, new drivers and first time drivers.
Please don’t forget to go to the Florida Department of Highway Safety and Motor Vehicles website for additional help on driver safety, and regular car maintenance.
Get the cheapest automobile insurance quote for teens and new drivers in Florida from multiple insurance companies for the best price. Only takes 4 minutes to find the best insure rate online at www.a1InsuranceDirect.com. Contact our licensed insurance agents (813)849-7000 for cheaper vehicle insurance quotes and save.
Source: https://www.ainsurancedirect.com/cheap-car-insurance-for-teens-young-drivers/
